Wanted: a Financially-Savvy Valentine
I never thought I’d still be single at the age of 32, but here I am. Because I naively thought that I’d have a husband to care for me so I didn’t need to worry about finances, I wasn’t mindful of the...
View ArticleMy Budgeting Philosophy
One of the questions I have been asked frequently is, “How do you budget when you’re in this time of ultra focus on paying down debt?” Note: I share my budgeting philosophy today in the hopes of...
View ArticleSaving for the Emergency Fund
How ’bout this economy? I hear on a daily basis about how much it’s improving, but all the folks I chat with seem to feel otherwise. That’s why, great economy or otherwise, it’s important to have an...
View ArticleCooking in Bulk as a Single
I can recall the very moment that I realized I like to cook. I was in my sophomore year of college and a friend with an apartment had me and a few other friends over who also lived in the dorms to make...
View ArticleHow I Paid Off $10,678.28 in 8 Months
I’ve found a lot of inspiration from other’s debt-free journeys, so this is mine. When I started my job in September 2014, I owed $10,678.28 on my student loan. That was my only debt, but it weighed...
View ArticleWhere Does My Paycheck Go?
A couple of months ago I read a post of the same title on The Single Dollar. I found it fascinating, so I decided to break my own paycheck down! I waited until I had 2 months of post-debt-payoff data...
View Article101 in 1001
Have you heard of the concept of “101 in 1001”? It’s a type of mid-term goal-setting where you set 101 things you wish to accomplish in 1001 days (approximately 2.75 years). I really like the length of...
View ArticleFrugal Victories
I’ve been spending quite a bit of time on here lately commenting on reducing our grocery bill, perhaps at the detriment of discussing financial victories we have experienced. You know me (and Ronnica...
View ArticleWhat is an Emergency?
If you read a lot of budgeting and personal finance blogs as I do, you have probably read a lot about having emergency savings. On these blogs I’ve seen various recommendations as to the size of an...
View ArticleBirthday Thoughts
Today is my 33rd birthday. I hope never to be embarrassed to tell others how old I am…why should I be? Officially being a year older makes me consider how I’ve grown in the last year…and where I still...
View ArticleBefore I Buy a House
Last year I made a big deal of getting debt free. Paying off my student loans was one of the biggest financial achievements of my life. My next financial goal is to save up 6 months of expenses as...
View ArticleRonnica’s Buy Little Month Wrap-Up, January 2016
January has gone quickly for me, even though it was my “Buy Little” month. Typically these months where I am focusing on not spending are slow, as I’m hyper-aware of each day’s decisions. I think...
View ArticleCelebrating One Year Debt-Free
A year ago this month, I paid off the last of my student loan. Since then, my net worth has more than doubled, now at 85% of my income. More than the positive influence on my net worth, being debt free...
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